+34 950 466 112 info@grupoplatinum.com

Requirements for a Spanish Mortgage

We are in a position to obtain agreement’s in principle from the Spanish banks. This works in two ways, can give clients piece of mind to proceed with a purchase, and of course, Grupo Platinum Estates the confidence to show clients properties they have the ability to buy. 


For each applicant 
At least the last 3 months payslips 

Latest P60 

Copy of passport 

At least the last 3 months bank statements 

If you have a mortgage, a copy of the recent statement will be required 

Experian Report – this can be obtained free of charge at http://www.grupoplatinum.com/free-credit-report.html 

On sourcing of the required mortgage you will need to put €300 into a Spanish bank account, this is to pay for the valuation which will be carried out on the property, the bank will be advised and the transfer arranged free of charge. 


Please provide us with a brief overview of your mortgage requirements. 

What are your long term plans? Ie. To repay the loan early, permanent move to Spain etc.. 

What is the important factor to you? Low payments, flexibility to repay ? 

Would you like interest only or repayment mortgage (subject to offers of the bank) 

Term of the loan 

Amount of mortgage required 

Do you have mortgages in the UK? 

Good credit rating in the UK?

These questions will assist us in getting the very best deal available onthe Spanish market for you. 

All of the information, together with the complete mortgage application form can be scanned and emailed to: 

Queries? Call the finance department at any point   0034 950466112



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We offer properties along an incredible coast line. Including the Costa de Almeria, tucked away in Spain’s south-east corner, between the Costa del Sol and Costa Blanca. Despite its claim to fame as Spain’s sunniest spot, it’s managed to stay off the radar of most holidaymakers. It means golden beaches and rugged desert scenery are yours for the taking, and there are oodles of traditional hilltop villages where you can get a taste of old-school Spanish life. Covering a huge area, full of possibilities.


Oficinas: C/ El Puntal, 2A, 04648 San Juan de Los Terreros, Almería

Teléphone: +34 950 466 112

Mobile: +34 666 687 251

Email: info@grupoplatinum.com