Requirements for a Spanish Mortgage
We are in a position to obtain agreement’s in principle from the Spanish banks. This works in two ways, can give clients piece of mind to proceed with a purchase, and of course, Grupo Platinum Estates the confidence to show clients properties they have the ability to buy.
SPANISH MORTGAGE APPLICATION CHECKLIST
For each applicant
At least the last 3 months payslips
Copy of passport
At least the last 3 months bank statements
If you have a mortgage, a copy of the recent statement will be required
Experian Report – this can be obtained free of charge at http://www.grupoplatinum.com/free-credit-report.html
On sourcing of the required mortgage you will need to put €300 into a Spanish bank account, this is to pay for the valuation which will be carried out on the property, the bank will be advised and the transfer arranged free of charge.
THINK ABOUT YOUR REQUIREMENTS:-
Please provide us with a brief overview of your mortgage requirements.
What are your long term plans? Ie. To repay the loan early, permanent move to Spain etc..
What is the important factor to you? Low payments, flexibility to repay ?
Would you like interest only or repayment mortgage (subject to offers of the bank)
Term of the loan
Amount of mortgage required
Do you have mortgages in the UK?
Good credit rating in the UK?
These questions will assist us in getting the very best deal available onthe Spanish market for you.
All of the information, together with the complete mortgage application form can be scanned and emailed to:
Queries? Call the finance department at any point 0034 950466112