+34 950 466 112 info@grupoplatinum.com

Savings and Investments

Savings and Investments

Savings and Investments

Every day we have new products coming to the market, so please contact us now to discuss the available options. Let us help you:  Why not remove your pension pot in the Uk and Use it to buy a property here in Spain?

Why are we encouraged to save money? From childhood most of us are told to put away money to save for the future - perhaps for something special? Or perhaps to be sure that when we really need something we have the funds to acquire it, without taking on debt? Whether you place your money in a piggy bank, or in a multinational investment house, our aims are broadly the same; to provide for our future needs, and to protect ourselves against unexpected causes of expenditure.

When planning your finances, it is important to distinguish the difference between savings and investments. Savings are generally funds that you set aside, but can be accessed relatively quickly. These savings are often for a specific need or purchase, like a holiday or a new car. The most common way of ‘saving’ is into a bank account (‘deposit’ account) where the money can be accessed in an emergency, and for every £1 you put in, you will get £1 back (short of a bank collapse!), and possibly some interest.

Investments are designed to be held for a longer term, usually at least 5 years. You need to be comfortable with tying up this money for a period of time, and should not consider investments unless you have some savings in place. Most investments are not guaranteed to return your money in full, although do offer the prospect of potentially higher returns than deposit accounts. Returns, risk and volatility are the factors that will determine a suitable place for your savings.

Savings and Investment products range from a simple current account, which allows a small amount of interest, but facilitates regular payments and withdrawals without detriment to your savings. At the opposite end of the scale would be company shares, where you invest money in a company, with the prospect that the company will prosper and the shares will increase in value over time. Whilst the benefits are potentially high, the risks are also much greater. We have a range of services that can help you with your savings and we have the best advice to offer when it comes to investments. Why not give us a try?

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We offer properties along an incredible coast line. Including the Costa de Almeria, tucked away in Spain’s south-east corner, between the Costa del Sol and Costa Blanca. Despite its claim to fame as Spain’s sunniest spot, it’s managed to stay off the radar of most holidaymakers. It means golden beaches and rugged desert scenery are yours for the taking, and there are oodles of traditional hilltop villages where you can get a taste of old-school Spanish life. Covering a huge area, full of possibilities.

Contact

Oficinas: C/ El Puntal, 2A, 04648 San Juan de Los Terreros, Almería

Teléphone: +34 950 466 112

Mobile: +34 666 687 251

Email: info@grupoplatinum.com